Topic : RESPA Updates


Seven Years of Greeting Cards

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. A viewer asks a question about a program which sends greeting cards to clients on behalf of a realtor—with no mention of the loan processor on the greetings, only the Realtor. […]


RESPA Roundtable

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. As an invited guest to the 3rd RESPA Roundtable held in Fort Worth Texas, Dr. Lacefield shares what we learned about upcoming RESPA changes and what you can expect. View the […]


Brokers Across Borders

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. This week’s questions is about paying brokers in other states. Is it legal? From LoanOfficerMagazine.com comes the question and Dr. Lacefield has the answer on this report which begins a new […]


Making Donations

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. From our audience comes the question about making donations to non-profit associations as an incentive for your clients. Dr. Lacefield explains that while legal, it’s a question of perceptions. […]


Builders with Conditions

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. From our audience comes the question, “A home builder says they will only pay closing costs if we use their lender and lawyer. What does RESPA have to say about that?” View […]


Advertising

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. More about advertising. This time it’s a question we get a lot: Buying advertising on a site or a flyer or book has some rules and you want this information before […]


More Exceptions to the Rules

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. Part 2: An answer to a viewer’s question, “Are there any exceptions to RESPA guidelines?” In this episode, Dr. Lacefield continues a multi-part discussion on referral restrictions and how not all […]


Exceptions to the Rules

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. An answer to a viewer’s question, “Are there any exceptions to RESPA guidelines?” In this episode, Dr. Lacefield begins a multi-part discussion on referral restrictions and how not all arrangements violate […]


Co-op Advertising

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. While we all know it pays to advertise, it’s important to know WHO pays for the advertising. This week, Dr. Lacefield discusses the true sharing of advertising costs among settlement providers. View […]


Rewards for Friends and Family

More tips on RESPA law, guidelines and violations for real estate agents and loan originators from former HUD investigator and RESPA expert, Dr. Gary Lacefield. Compensating friends and family for bringing you business has its “do’s and don’ts” and this week Dr. Lacefield covers the finer points of “showing your appreciation.” View the RESPANewsUpdate.com video here. […]


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